There has been a great deal of media coverage concerning the cost of construction materials increasing to their highest levels for many years. This in turn is driving up construction costs, which means it is vital that homeowners check that their buildings insurance sum insured is sufficient to cover rebuild costs should their properties be damaged or destroyed.
Winter is well and truly upon us, and with the freezing temperatures, heavy rainfall, wind and snow comes a raft of hazards. If you are looking for advice on keeping your property protected this winter and safe from the perils of frozen pipes, water escape and other potentially costly and devastating issues, the advice that follows should prove helpful.
You no doubt feel reassured that your home contents insurance will cover you for anything you own that is stolen, damaged or lost. It is important to be aware, however, that when processing claims for valuable items, insurers will normally request some form of proof of ownership. Read on to learn the typical demands made, and the value of keeping efficient home contents records.
Extending a home, either upwards, downwards or outwards, has become the preferred choice for many seeking out that additional room to accommodate a growing family and, whilst making the addition, lots of people opt to upgrade the rest of the home too. Extensions and refurbishments can also add significantly to the value of a home, offering even further benefits. However, before you get started, there is something extremely important you need to consider: insurance.