Winter is well and truly upon us, and with the freezing temperatures, heavy rainfall, wind and snow comes a raft of hazards. If you are looking for advice on keeping your property protected this winter and safe from the perils of frozen pipes, water escape and other potentially costly and devastating issues, the advice that follows should prove helpful.
You no doubt feel reassured that your home contents insurance will cover you for anything you own that is stolen, damaged or lost. It is important to be aware, however, that when processing claims for valuable items, insurers will normally request some form of proof of ownership. Read on to learn the typical demands made, and the value of keeping efficient home contents records.
It’s certainly lovely weather we’re having! Weekends and evenings out in the garden, having fun with family and friends and watching the kids enjoy the outdoor life for a change. Of course you’ll have all your windows open to try and keep it cool inside, especially at night when it can be difficult to sleep in the heat. Sadly, this is precisely the time of year when opportunistic break-ins increase. Here home contents insurance expert Suzanne Pace offers you some pearls of wisdom to keep your home safe and secure this summer.